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Final expense insurance is designed to cover the bills that your loved ones will face after your death.

These costs will include medical bills and funeral expenses.

Final expense insurance is also known as burial insurance.

Final expense life insurance is a type of whole life insurance that offers small coverage amounts to people who may not otherwise qualify for another type of policy like the traditional term or whole life.

There are two types of final expense policies:

  1. Simplified-issue life insurance, which requires you to answer a few questions about your health and
  2. Guaranteed-issue life insurance, which guarantees coverage except for all except those who suffer from certain serious medical conditions.

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